Commonly Asked Questions

Retirement Planning

  • Will I have enough money to have a comfortable life style in retirement?
  • How much do I need to save for retirement?
  • How should I invest my money for retirement?
  • What is the best option for payments from my retirement plan(s)?
  • Am I taking full advantage of the benefits offered by my company?
  • How should I allocate my 401k plan money?

Investment Planning

  • Where is the best place for my money considering my personal circumstances?
  • What is an investment?
  • Am I taking too much risk with my investments?
  • Am I being too conservative with my investments?
  • Are my investments well diversified?

Tax Planning

  • Am I taking maximum advantage of ways to reduce my taxes?
  • Should I have tax-free income, such as municipal bonds?

Budgeting and Cash Flow

  • How do I get ahead?
  • I am paid a decent salary, but where does it go?
  • Should I consider refinancing my mortgage?

Insurance Planning

  • Am I paying too much for life insurance?
  • Is my family protected if I should die?
  • Is whole life better than term?
  • Do I need disability insurance?
  • What about long-term care?

Divorce Planning

  • What is a fair settlement?
  • How do I determine which assets will do me the most good?
  • How do I calculate child support?
  • How am I going to manage on half?

Estate Planning

  • Can I reduce the amount of my estate taxes?
  • Should I set up a trust?
  • What should my will include?

College Planning

  • Will I qualify for financial aid?
  • How much do I need to save for my children's college education?