facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Services & Fees: Financial Planning

Basic Review: $850

The Basic Review is an interactive one-time meeting based on each client’s unique circumstances and is structured to answer your specific question(s). The scope of this meeting is based on time which typically ranges from two to three hours.  The meeting may cover one area of concern or it may cover multiple areas of concern.  Common questions are, “How much should I be saving for retirement?” and “Am I making the right financial decisions for my future?”.

Clients are welcome to take notes and are provided illustrations created during the meeting.  Unless discussed during the meeting, the Basic Review does not include additional work after the meeting.  Basic Review clients can convert the Basic Review to the Retirement & Investment Plan, the Full Financial Review or engage the firm for additional work on an hourly basis ($285/hr).

Retirement & Investment Review: $2,800

The Retirement & Investment Review is appropriate for clients nearing retirement or who have already retired and want to ensure they are on track to achieve their goals.  This service is intended to answer specific retirement related questions such as:

  • Can I retire, now, next year or in five years?
  • How much can I spend in retirement?
  • When should I start taking Social Security?
  • Which pension option should I choose?
  • How does Medicare work?
  • What accounts do I spend from first?
  • How do I manage my investments in a tax-efficient manner?

We believe anyone’s retirement plan is tied closely to their portfolio investment risk.  In order to answer “Am I okay to retire?”, the portfolio allocation, risk and projected performance needs to be evaluated and understood.  An in-depth investment review ensures the client portfolio is properly structured to meet the retirement goals without undue risk. 

This service includes a summary of recommendations that address retirement goals and specific changes to the investment accounts. The summary is then used as the “road map” to implement the recommendations.

 The Retirement & Investment Review answers all client questions about retirement and investing, however its focus is limited.  Those wishing for a more detailed review should consider the Full Financial Review.


Full Financial Review: $5,800

The Full Financial Plan is often the result of a client specific need, but the service is intended to review the following topics:

  • Retirement planning
  • Investment planning
  • Cash flow and budgeting
  • Net worth statement
  • Life insurance needs
  • Disability insurance needs
  • Long term care Insurance
  • Estate planning
  • Tax planning

Not all topics may be covered in detail, this depends on the unique client circumstances.  The Full Review outlines the client's financial position as well as detailed comments, suggestions and specific recommendations. The result is a "road map" to implement the suggestions and recommendations. This service engagement may take multiple meetings.